Smarter Structure.
Safer Workplace.
Stronger Team.
Texas workplace liability, ERISA compliance, and business optimization under one roof. From corporate structuring to AI-powered operations—we've got you covered.
Six integrated services. One comprehensive solution. Everything your Texas business needs to thrive.
Corporate Structuring & Tax Strategy
Entity optimization, tax-efficient compensation plans, and fringe benefit strategies including 105, 125, and 412(e)(3) plans.
ERISA & Cafeteria Plans
Complete compliance management with ERISA documentation, SPD & wrap documents, nondiscrimination testing, and Section 125 setup.
Workplace Liability Solutions
ERISA-qualified CPRO Texas Nonsubscription Work Comp Alternative with 15-40% savings, unlimited medical coverage, and customized benefit structures.
Financial Audits & Efficiency Consulting
Deep-dive audits to optimize every dollar: eliminate underutilized spend, improve unit economics, and tighten cash flow and budgeting.
AI-Powered Operations
Workflow analysis, SOP automation, HR AI agents, and executive dashboards to streamline your business operations.
Digital Transformation
Complete website rebuild, SEO optimization, AI content engine, and automation for lead generation and recruiting.
About TWPS
Thirteen years of Texas business expertise, combined with modern AI tools and professional networking to maximize strategy and implementation in today's economic climate.
Our Story
TWPS was founded in 2012 with a simple belief: Texas business owners shouldn't have to choose between saving money and maintaining quality. Over the past thirteen years, we've built a reputation for delivering exactly that—strategies that reduce costs while improving operations.
We started by specializing in complex areas that most consulting firms avoided: CPRO Nonsubscription Work Compensation, ERISA compliance, and benefits restructuring. Our deep expertise in these high-impact areas allowed us to help our clients save thousands annually while navigating intricate regulatory requirements.
But we didn't stop there. We expanded into financial auditing, tax optimization, corporate restructuring, and eventually digital transformation. Each service was designed to solve real problems we saw Texas business owners facing every day.
The Evolution of TWPS
Founded
TWPS established with a mission to simplify business strategy and implementation for Texas entrepreneurs
Expanded Services
Became specialists in CPRO Nonsubscription Work Comp, ERISA compliance, and employee benefits restructuring
Tax Optimization
Added comprehensive tax strategy and corporate restructuring services to maximize client profitability
AI Transformation
Integrated cutting-edge AI tools and n8n automation to deliver faster implementation and better results
AI Mastery
Full adoption of AI agents, workflow automation, and data analytics to lead industry innovation
Networking Ecosystem
Built professional network connecting Texas businesses with expert resources, best practices, and growth opportunities
Modern Tools for Modern Challenges
In 2023-2024, we made a strategic pivot. While our expertise remained unmatched, we recognized that Texas business owners faced an entirely new economic landscape: rising labor costs, tighter profit margins, increasing compliance burden, and the need to do more with less. Our response was to integrate cutting-edge AI tools, workflow automation, and professional networking into everything we do.
Today, TWPS combines thirteen years of institutional knowledge with the latest AI capabilities and a robust network of Texas business professionals. We don't just recommend strategies—we implement them faster, smarter, and with measurable results. Your success is our success.
What We Stand For
Speed & Efficiency
AI-powered automation means faster implementation and quicker ROI for our clients
Genuine Partnerships
We're not just consultants—we're partners invested in your long-term success and growth
Measurable Results
Every strategy is backed by data, analytics, and clear KPIs so you know exactly what's working
Texas Expertise
Deep knowledge of Texas business regulations, carriers, and market dynamics specific to our state
Why Choose TWPS
âś“ 13 Years of Proven Results
We've helped hundreds of Texas businesses save money, optimize operations, and navigate complex compliance requirements.
âś“ AI-Powered Implementation
We're not stuck in 2012. Our AI tools and automation deliver faster results and better ROI than traditional consulting.
âś“ Texas-Specific Expertise
We understand the unique regulatory environment, carrier landscape, and business culture specific to Texas.
âś“ Professional Network Advantage
Access to a curated network of experts, vendors, and resources specifically vetted for Texas businesses.
Ready to experience the TWPS difference?
Schedule Your Free ConsultationPricing & Packages
Flexible pricing designed for Texas businesses with 10-200 employees. Choose individual services or combine them for maximum impact and savings.
Schedule Consultation- Entity review and optimization (LLC/S-Corp/C-Corp)
- Tax-efficient compensation plan design
- Key person life & disability insurance
- 105, 125, and 162 bonus plan implementation
- 412(e)(3) pension-style plans
- Buy-sell structures and executive carve-outs
- Complete ERISA documentation
- SPD & wrap document preparation
- Annual nondiscrimination testing
- Section 125 cafeteria plan setup
- HRA / ICHRA / QSEHRA design
- FMLA/COBRA guidance and ongoing support
- ERISA-qualified CPRO Texas Nonsubscription Work Comp Alternative
- 15-40% cost savings vs traditional workers' compensation
- Unlimited medical coverage (no dollar limit)
- Separate benefit limits per employee (not combined limits)
- Mandatory arbitration with streamlined claims process
- Custom benefit levels and extended benefit periods
- Comprehensive safety program design and risk assessment
- Claims mitigation and management support
- Legal-compliant opt-out documentation and guidance
- Full audit of revenue, expenses, and unit economics
- Identify underutilized spend and redundant vendors
- Profitability analysis by product, client, and channel
- Cash flow optimization and working capital planning
- KPI dashboard: gross margin, CAC, LTV, payroll efficiency
- Budget design with variance tracking and alerts
- Cost containment and contract renegotiation plan
- Implementation roadmap with quarterly reviews
- n8n workflow automation implementation
- SOP creation and automation
- HR AI agents for routine tasks
- Executive dashboards and analytics
- Employee onboarding automation
- Compliance monitoring systems
- Complete website rebuild
- SEO optimization and local search
- Google Business profile optimization
- AI content engine setup
- Lead generation automation
- Social media and recruiting funnels
- Tailored solutions for your unique business needs
- Integration of multiple services for maximum impact
- Industry-specific optimization and compliance
- Custom automation and workflow design
- Strategic consulting and implementation planning
- Ongoing support and optimization
Backed by Industry Leaders
We exclusively showcase carriers licensed to do business in Texas. Our partnerships with One80 Intermediaries and top-rated carriers provide Texas employers with comprehensive liability protection and competitive rates.
One80 Intermediaries
Leading wholesale insurance brokerage providing specialized liability solutions and risk management expertise through 20+ highly rated carriers
Top Insurance Carriers
Strategic partnerships with A-rated carriers to deliver comprehensive coverage and competitive rates
Dental & Vision Carriers (Texas)
Multiple carrier options for dental and vision so you can build a plan that fits your team and budget.
What This Means for Your Business
Texas-licensed Carriers We Work With
Build Your A La Carte Benefits Menu
Choose the supplemental benefits that fit your team and budget. We'll tailor quotes around your picks.
Supplemental Benefits (Optional)
Selected: 0 options
We'll tailor quotes based on your picks. You can change these anytime.
What Our Clients Say
Real results from Texas business owners who transformed their operations with TWPS custom solutions.
"Switching to the CPRO Nonsubscription Work Comp saved us over $28,000 in the first year alone. The unlimited medical coverage gives us peace of mind, and our employees actually get better care. TWPS handled everything from setup to training our managers."
Maria Rodriguez
Owner, Casa Maria Restaurant Group
Houston, TX • 45 employees
"The financial audit uncovered $63,000 in annual waste we didn't even know existed—redundant software licenses, underutilized vendors, and inefficient processes. Their AI automation eliminated 20 hours of weekly admin work. ROI was immediate."
David Chen
CFO, Precision Manufacturing LLC
Austin, TX • 87 employees
"TWPS restructured our benefits and ERISA compliance, saving us $42,000 annually while improving our health plan offerings. The Baylor Scott & White All Access PPO was a game-changer—our staff now has access to any provider in the UHC network."
Jennifer Walsh
Administrator, Caring Hearts Senior Living
San Antonio, TX • 120 employees
"From corporate structure optimization to digital transformation, TWPS touched every part of our business. The executive dashboard they built gives me real-time visibility into our unit economics. We're now running leaner and more profitable than ever."
Robert Thompson
President, Thompson Logistics & Transport
Dallas, TX • 63 employees
"As a multi-location operator, consistency is everything. TWPS standardized our benefits, compliance, and HR processes across all locations. Their AI onboarding system cut our new hire paperwork time from 4 hours to 20 minutes. Incredible value."
Sarah Kim
Franchise Owner, Multiple Retail Locations
Fort Worth, TX • 156 employees across 4 locations
"We were paying too much for workers' comp and health insurance while getting mediocre service. TWPS renegotiated our contracts, moved us to better carriers, and implemented a Section 125 plan. Total savings: $31,000 annually. They know Texas benefits inside and out."
Michael Patel
Managing Partner, Patel Medical Associates
El Paso, TX • 34 employees
Ready to see similar results for your business?
Get Your Free ConsultationFrequently Asked Questions
Everything you need to know about TWPS services, pricing, and how we help Texas businesses save money and operate more efficiently.
We specialize in Texas businesses with 10-200 employees across industries including restaurants, retail, healthcare, manufacturing, transportation, and professional services. Our solutions are designed specifically for growing companies looking to optimize their employee benefits, workplace liability, and operational efficiency.
Most Texas employers save 15-40% compared to traditional workers' compensation insurance. The CPRO program offers unlimited medical coverage with no dollar limit, separate benefit limits per employee, and streamlined claims processing through mandatory arbitration—all while reducing your annual premium costs significantly.
ERISA (Employee Retirement Income Security Act) plans provide federal protection and consistent rules across states, offering more flexibility in plan design and often better legal protections. ERISA plans can include Section 125 cafeteria plans, HRAs, and self-funded arrangements that give you more control over costs and benefits compared to fully-insured traditional plans.
We focus exclusively on Texas businesses because our solutions—particularly the CPRO Nonsubscription Work Comp Alternative and our partnerships with Texas-licensed carriers like BCBS Texas, UnitedHealthcare of Texas, and Baylor Scott & White—are specifically designed for the Texas regulatory environment and market.
Implementation timelines vary by service. Employee benefits and ERISA compliance typically take 30-60 days. Corporate restructuring and tax strategy can be completed in 45-90 days. Digital transformation and AI automation projects range from 60-120 days depending on scope. We'll provide a detailed timeline during your consultation.
Our comprehensive financial audit includes a complete review of revenue streams, expense analysis, unit economics by product/service, identification of underutilized spend and redundant vendors, profitability analysis by client/channel, cash flow optimization, KPI dashboard setup (gross margin, CAC, LTV, payroll efficiency), budget creation with variance tracking, and a cost containment implementation roadmap with quarterly reviews.
You can absolutely choose individual services based on your needs. Many clients start with one service—such as the CPRO Work Comp Alternative or ERISA compliance—and expand from there. We also offer bundled packages for clients who want comprehensive solutions with additional savings.
We implement n8n workflow automation, create standard operating procedures (SOPs), deploy HR AI agents for routine tasks, build executive dashboards and analytics, automate employee onboarding, and set up compliance monitoring systems. Our approach is practical and tailored to your team's technical comfort level—we don't just build it, we train your team to use it.
We partner with top Texas carriers including Blue Cross Blue Shield of Texas, UnitedHealthcare of Texas, and Baylor Scott & White Health Plans. Baylor Scott & White offers the All Access PPO, giving you access to any provider in the UHC Choice Plus network. We also work with multiple dental and vision carriers including Delta Dental, VSP, EyeMed, and others.
Schedule a free consultation using the form on this page or call us at 979-436-7861. We'll discuss your current situation, identify opportunities for savings and improvement, and create a custom proposal tailored to your business needs. There's no obligation and no pressure—just expert guidance.
Still have questions?
Schedule a Consultation
Why Texas Businesses Choose Us
- 20+ years of insurance & benefits expertise
- Texas-specific workplace liability solutions
- AI-powered operational efficiency
- Complete compliance management
- All-in-one business optimization
- AI insights reviewed by a Texas-licensed attorney and CPA
Schedule Your Free Consultation
Let's discuss how we can optimize your corporate structure, ensure compliance, and transform your operations. No obligation—just expert guidance.